The Money Mindset Podcast with Fexingo: Psychology of Money, Financial Habits, and Wealth Thinking

The Money Mindset Podcast with Fexingo: Psychology of Money, Financial Habits, and Wealth Thinking podcast cover
Fexingo Finance

The Money Mindset Podcast with Fexingo: Psychology of Money, Financial Habits, and Wealth Thinking

Money Mindset is the Fexingo show where Lucas and Luna strip the psychology away from personal finance and rebuild it as a set of deliberate habits. Each episode begins with a single financial behavior — the urge to check your portfolio during a dip, the comfort of buying a brand you trust, the discomfort of saying 'no' to a friend's business pitch — and traces its roots in evolutionary biology, social conditioning, and personal history. Lucas brings the data: studies on loss aversion, the endowment effect, the impact of childhood economic status on adult risk tolerance. Luna pushes back with real-world cases: a couple who saved aggressively for twenty years but never learned to spend, a trader who walked away from a seven-figure job because the anxiety wasn't worth it, a family that passed down wealth but not the confidence to manage it. Together, they build a framework that is less about 'thinking your way to riches' and more about noticing the story you tell yourself about money — and then deciding if that story is actually yours. This show is for the listener who has read the personal-finance classics and still feels a gap between knowing and doing. It is not a get-rich-quick pitch; it is a slow, uncomfortable, liberating conversation about the wiring behind the wallet. What would you do with your money if you stopped trying to prove something with it?

#MoneyMindset#PsychologyOfMoney#FinancialHabits#WealthThinking#BehavioralFinance#LossAversion#EndowmentEffect#RiskTolerance#FinancialAnxiety#ScarcityMindset#AbundanceMindset#FinancialTherapy#MoneyStories#FexingoBusiness#BusinessPodcast#Finance#LucasAndLuna#DailyShow

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Episodes

142 episodes

Why Your Brain Treats a Pay Raise as a Spending Raise

Aug 1, 2026 · 8:05
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Why Your Brain Treats a Raise as Spending Money

Jul 30, 2026 · 9:22
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Why Credit Card Rewards Feel Like Free Money

Jul 30, 2026 · 5:45
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Why Thematic ETFs Feel Exciting but Index Funds Feel Boring

Jul 29, 2026 · 7:21
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Why Rebalancing Your Portfolio Feels Like a Loss

Jul 29, 2026 · 7:20
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Why Your Brain Treats an Emergency Fund as a Spending Pool

Jul 28, 2026 · 5:17
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Why Your Brain Treats a Minimum Payment as Good Enough

Jul 28, 2026 · 5:27
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Why a Big Paycheck Feels Like Wealth

Jul 27, 2026 · 7:11
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Why a Price Target Is Not a Prediction

Jul 27, 2026 · 6:05
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Why Your Brain Treats a Market Decline as a Clearance Sale

Jul 26, 2026 · 7:16
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Why Your Brain Treats a Market Correction as a Panic Signal

Jul 26, 2026 · 6:46
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How a Bull Market Makes You Feel Like a Genius

Jul 25, 2026 · 5:07
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Why Your Brain Treats a Financial Windfall as Unearned Guilt

Jul 24, 2026 · 9:37
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Why Your Brain Treats a Home Equity Line as Free Money

Jul 23, 2026 · 9:55
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Why Your Brain Treats a Loan as Free Money

Jul 23, 2026 · 6:31
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Why Your Brain Treats a Windfall as Mad Money

Jul 22, 2026 · 7:21
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Why Your Brain Treats Sunk Cost as a Reason to Stay

Jul 22, 2026 · 8:06
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Why Your Brain Treats a Stock Split as a Bargain

Jul 21, 2026 · 6:27
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Why Your Brain Treats a Dollar as a Percentage

Jul 21, 2026 · 9:09
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Why Your Brain Treats a Monthly Budget as a Diet

Jul 20, 2026 · 6:26
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Why Your Brain Treats a Side Hustle as Free Money

Jul 20, 2026 · 5:57
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Why Your Brain Treats an Old 401(k) as Invisible Money

Jul 19, 2026 · 11:06
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Why Your Brain Treats a Subscription as a Fixed Utility Bill

Jul 19, 2026 · 10:10
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Why Your Brain Treats a Bonus as Found Money

Jul 18, 2026 · 6:08
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Why Your Brain Treats a Tax Refund as Found Money

Jul 18, 2026 · 5:30
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Why Your Brain Treats a Savings Goal as a Sacrifice

Jul 17, 2026 · 6:48
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Why Your Brain Treats a Credit Card Payment as a Monthly Bill

Jul 17, 2026 · 6:14
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Why Your Brain Treats a Discount as a Personal Victory

Jul 16, 2026 · 8:55
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Why Your Brain Treats Insurance as a Waste Not a Hedge

Jul 16, 2026 · 8:05
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Why Your Brain Treats a Raise as a Permission to Spend More

Jul 15, 2026 · 7:13
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Why Your Brain Treats a Recession as a Spending Freeze

Jul 15, 2026 · 9:08
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Why Your Brain Treats an Inheritance as Monopoly Money

Jul 14, 2026 · 8:27
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Why Your Brain Treats a Credit Card Reward as a Win Not a Fee

Jul 14, 2026 · 10:35
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Why Your Brain Treats a Discount as a Win Not Spending

Jul 13, 2026 · 7:23
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Why Your Brain Treats a Matching Contribution as Free Money

Jul 13, 2026 · 9:22
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Why Your Brain Treats a Mutual Fund as One Investment

Jul 12, 2026 · 9:02
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Why Your Brain Treats a Windfall as a Lottery Ticket

Jul 12, 2026 · 6:11
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Why Your Brain Treats an Investment Win as Skill Not Luck

Jul 11, 2026 · 6:17
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Why Your Brain Treats a Free Trial as a Free Lunch

Jul 11, 2026 · 9:16
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Why Your Brain Treats a Recurring Subscription as a Sunk Cost

Jul 10, 2026 · 6:07
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Why Your Brain Treats a Home Equity Line as Free Cash

Jul 10, 2026 · 9:16
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Why Your Brain Treats a Recurring Donation as Monopoly Money

Jul 9, 2026 · 6:18
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Why Your Brain Treats an Inheritance as Monopoly Money

Jul 9, 2026 · 7:46
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Why Your Brain Treats a Stock Split as Free Money

Jul 8, 2026 · 8:04
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Why Your Brain Treats a Subscription as a Monthly Allowance

Jul 8, 2026 · 7:51
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Why Your Brain Treats a Charity Donation as Personal Spending

Jul 7, 2026 · 8:07
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Why Your Brain Treats a Salary as a Floor Not a Ceiling

Jul 7, 2026 · 5:33
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Why Your Brain Treats a Raise as Just Enough to Catch Up

Jul 6, 2026 · 9:52
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Why Your Brain Treats a Credit Score as a Character Judgment

Jul 6, 2026 · 6:28
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Why Your Brain Treats Round Numbers as Spending Anchors

Jul 5, 2026 · 7:18
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Why Your Brain Treats a Gift Card as Free Money

Jul 5, 2026 · 7:04
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Why Your Brain Treats a Tax Refund as Found Money

Jul 4, 2026 · 6:31
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Why Your Brain Treats a Flat Dollar as Two Different Amounts

Jul 4, 2026 · 9:28
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Why Your Brain Treats a Credit Limit as Spending Permission

Jul 3, 2026 · 8:14
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Why Your Brain Treats a Discount as a Personal Victory

Jul 3, 2026 · 7:29
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Why Your Brain Treats a Penny Saved as Two Pennies Earned

Jul 2, 2026 · 9:22
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Why Your Brain Treats a Subscription as a Sunk Cost

Jul 2, 2026 · 6:38
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Why Your Brain Treats an Annual Subscription as Sunk Cost

Jul 1, 2026 · 7:10
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Why Your Brain Treats a Purchase as a Reward

Jul 1, 2026 · 8:46
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Why Your Brain Treats a Discount as a Personal Victory

Jun 30, 2026 · 6:20
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Why Your Brain Treats Cash Back as a Discount Not Income

Jun 30, 2026 · 7:34
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Why You Feel Rich With a Small Windfall

Jun 29, 2026 · 8:40
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Why Your Brain Treats Credit Card Points as Free Money

Jun 29, 2026 · 7:22
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Why Your Brain Treats a Mortgage as a Good Debt

Jun 28, 2026 · 7:57
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Why Your Brain Treats a House as a Savings Account

Jun 28, 2026 · 10:04
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Why Your Brain Treats a Windfall as Lottery Money

Jun 27, 2026 · 6:58
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Why Your Brain Treats a Raise as Lifestyle Creep

Jun 27, 2026 · 7:55
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Why Your Brain Treats a Side Hustle as Real Income

Jun 26, 2026 · 8:22
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Why Your Brain Treats a Salary as Safe Money and Side Hustle as Risky

Jun 26, 2026 · 8:42
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Why Your Brain Treats Inheritance as Windfall

Jun 25, 2026 · 7:18
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Why Your Brain Treats a 401k as Monopoly Money

Jun 25, 2026 · 6:34
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Why Your Brain Treats a Subscription as a Fixed Cost

Jun 24, 2026 · 6:32
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Why the Pain of Paying Now Beats Paying Later

Jun 24, 2026 · 6:43
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How Anchoring Bias Makes You Overpay for Everything

Jun 23, 2026 · 10:53
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The Mental Toll of Financial Decision Fatigue

Jun 23, 2026 · 6:50
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Why Your Brain Treats a Gym Membership as an Investment

Jun 22, 2026 · 8:51
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Why Your Brain Treats Free Trials as Already Paid For

Jun 22, 2026 · 5:17
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The Diderot Effect Why One Purchase Leads to Ten More

Jun 21, 2026 · 9:09
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Why Your Brain Treats Your 401k Match as a Bonus

Jun 21, 2026 · 13:54
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Why Your Brain Treats Gift Cards as Free Money

Jun 20, 2026 · 8:12
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Why Your Brain Treats Bonuses as Found Money

Jun 20, 2026 · 9:08
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Why Your Brain Treats Found Money as Spendable

Jun 19, 2026 · 7:59
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Why Your Brain Treats Insurance as a Waste of Money

Jun 19, 2026 · 5:34
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Why Your Brain Treats Credit Card Rewards as Free Money

Jun 18, 2026 · 10:12
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Why Your Brain Treats a Home Equity Line as Free Money

Jun 18, 2026 · 9:01
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Why Your Brain Treats Tax Refunds as Found Money

Jun 17, 2026 · 6:11
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The Pain of Paying Why Free Trials and Subscriptions Feel Different

Jun 17, 2026 · 9:12
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Why Your Brain Treats a Raise as Permission to Spend

Jun 16, 2026 · 5:45
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Why You Feel Richer When Your Home Value Rises

Jun 16, 2026 · 8:15
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Why Your Brain Thinks Paying Off Debt Is Boring

Jun 15, 2026 · 9:16
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Why Your Brain Treats Market Dips as Clearance Sales and Discount Seasons

Jun 15, 2026 · 7:05
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Why Your Brain Treats Market Dips as Clearance Sales and Discount Seasons

Jun 14, 2026 · 10:47
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Why Your Brain Treats Monthly Bills as Fixed and Annual Subscriptions as Optional

Jun 14, 2026 · 6:16
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Why Your Brain Treats Housing Equity as a Savings Account

Jun 13, 2026 · 8:21
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Why Parking Your Cash in Savings Is a Mental Trap

Jun 13, 2026 · 7:40
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Why Your Brain Treats Subscription Fees as Invisible

Jun 12, 2026 · 8:45
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Why Your Brain Treats Savings as Pain and Spending as Pleasure

Jun 12, 2026 · 6:32
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Why You Regret Spending on Experiences vs Things

Jun 11, 2026 · 8:58
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Why Your Brain Treats Paying Off Debt as an Investment

Jun 11, 2026 · 7:26
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The Endowment Effect Why You Overvalue What You Already Own

Jun 10, 2026 · 8:26
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Why Your Brain Treats Gifts as Free Money but Inheritance as Tainted

Jun 10, 2026 · 6:11
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Why Your Brain Treats Inheritance as Guilty Money

Jun 9, 2026 · 10:35
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Why Your Brain Treats Dollar Cost Averaging as a Safety Blanket

Jun 9, 2026 · 9:33
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Why Your Brain Treats Diversification as Boring and Concentrated Bets as Smart

Jun 8, 2026 · 6:13
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Why Your Brain Treats Index Funds as Boring and Stock Picking as Exciting

Jun 8, 2026 · 5:55
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Why Your Brain Treats Retirement Accounts as Untouchable

Jun 7, 2026 · 10:22
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Why Your Brain Thinks Windfall Money Is Different

Jun 7, 2026 · 6:56
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Why Your Bonus Feels Like Found Money But Isnt

Jun 6, 2026 · 8:52
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Why Your Brain Hates Paying for Advice You Already Paid For

Jun 6, 2026 · 5:12
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Why Your Brain Resents Paying for Financial Advice

Jun 5, 2026 · 8:56
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The Pain of Paying Why Cash Feels Different Than Credit

Jun 5, 2026 · 8:09
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Why Your Brain Treats Credit Card Points as Free Money

Jun 4, 2026 · 11:06
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Why You Feel Poor Even When Your Net Worth Grows

Jun 4, 2026 · 6:35
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The 50-30-20 Budget Rule Is a Trap

Jun 3, 2026 · 8:37
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How Your Brain Makes You Overpay for Comfort

Jun 3, 2026 · 8:36
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Why Your Financial Confidence Is a Liability

Jun 2, 2026 · 4:19
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Why You Should Stop Checking Your Portfolio Every Day

Jun 2, 2026 · 7:47
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Why Your Brain Optimizes for Today Over Decades

Jun 1, 2026 · 8:08
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Why Your Brain Overvalues Cash and Undervalues Assets

Jun 1, 2026 · 8:08
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Why Your Brain Treats Your Home as a Better Investment Than It Is

May 31, 2026 · 9:11
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The Endowment Effect in Your Own Portfolio

May 31, 2026 · 11:20
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The Sunk Cost Trap in Your Investment Portfolio

May 30, 2026 · 9:15
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Why Your Financial Advisor Might Be Overconfident

May 30, 2026 · 8:20
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Why Your Brain Won't Let You Cut Losses on a Bad Investment

May 29, 2026 · 11:50
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Why You Should Buy Insurance You Hope Never to Use

May 29, 2026 · 7:43
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Why Your Spending Habits Mirror Your Parents More Than You Think

May 28, 2026 · 5:55
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Why You Should Own a Financial Calendar

May 28, 2026 · 6:51
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Why You Should Write a Financial Autobiography

May 27, 2026 · 8:24
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Why Your Financial Advisor Recommends Index Funds

May 27, 2026 · 10:39
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Why Your Past Money Decisions Are Sabotaging Your Future

May 26, 2026 · 8:26
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Why Your Friends Money Habits Are Contagious

May 26, 2026 · 7:39
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Why You Need a Financial Advisor Even If Youre Good With Money

May 25, 2026 · 9:03
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Why You Should Spend Money on Things That Scare You

May 25, 2026 · 10:32
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Why Your Brain Treats Stocks Like Lottery Tickets

May 24, 2026 · 9:12
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Why You Almost Never Regret Spending on Experiences

May 24, 2026 · 7:57
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The Endowment Effect Why You Overvalue What You Own

May 23, 2026 · 5:20
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Why Saving Too Much Is a Financial Risk

May 23, 2026 · 7:58
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Why You Feel Poor Even When You Earn More

May 22, 2026 · 7:13
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Why Berkshire Keeps Buying These Five Stocks

May 22, 2026 · 7:59
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Why You Keep Buying Things You Dont Need

May 21, 2026 · 7:58
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Why Your Brain Fails at Long-Term Financial Decisions

May 21, 2026 · 10:02
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How a 40-Year-Old Debt-Ceiling Bet Explains Your Financial Biases

May 19, 2026 · 9:19
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