Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend

Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend podcast cover
Fexingo Economics

Behavioral Economics with Fexingo: Decision Making, Bias, and How People Really Spend

What really drives the way people spend, save, and invest? Behavioral economics challenges the textbook assumption of the rational actor by revealing the systematic biases and mental shortcuts that shape every financial decision. In this show, Lucas and Luna sit down at the research library to dissect the experimental evidence, from Kahneman and Tversky's prospect theory to Thaler's nudge framework, and test those findings against real-world pricing, marketing, and policy design. They walk through specific studies — the endowment effect in housing markets, the sunk-cost fallacy in subscription pricing, the framing of credit-card interest rates — and ask what those experiments imply for a consumer choosing a mortgage or a CFO setting a price. Lucas brings the investigative journalist's rigor, pressing for the exact sample sizes, replication rates, and alternative interpretations; Luna pushes back with the practitioner's instinct, asking whether a bias that shows up in a lab actually translates to a shopping cart on Amazon. The listener is not a beginner: you already know that people aren't perfectly rational. What you want is the nuance — the boundary conditions where biases flip, the studies that fail to replicate, and the ethical line between a nudge and a manipulation. Each episode leaves one open question hanging: if we know these biases exist, should the government regulate against them, or is that a cure worse than the disease?

#BehavioralEconomics#ProspectTheory#Nudge#Kahneman#Thaler#EndowmentEffect#SunkCost#Framing#Bias#DecisionMaking#ConsumerBehavior#BehavioralFinance#Economics#FexingoBusiness#BusinessPodcast#ResearchLibrary#PolicyDesign#CognitiveScience

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Episodes

143 episodes

The IKEA Effect and Why We Overvalue Our Own Work

Aug 1, 2026 · 7:32
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Why Hidden Fees Feel Like a Betrayal

Jul 30, 2026 · 5:29
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The Pain of Paying How Credit Cards Trick Your Brain

Jul 30, 2026 · 6:27
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How the Endowment Effect Makes You Overvalue Your Possessions

Jul 29, 2026 · 5:11
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How the First Number You See Sets the Price Youll Pay

Jul 29, 2026 · 7:34
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Why More Choices Make Us Buy Less

Jul 28, 2026 · 6:04
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Why Your Brain Prizes Instant Gratification Over Future Wealth

Jul 28, 2026 · 6:25
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Why Higher Prices Can Increase Demand

Jul 27, 2026 · 8:13
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Why You Spend More to Get Free Shipping

Jul 27, 2026 · 6:59
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Why Your Brain Treats a .99 Price as a Bargain

Jul 26, 2026 · 7:38
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Why Your Brain Overvalues the Things You Build

Jul 26, 2026 · 5:05
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The Decoy Effect That Tricks Your Brain into Spending More

Jul 25, 2026 · 7:15
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 24, 2026 · 7:20
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Why Your Brain Trusts a Handshake More Than a Contract

Jul 23, 2026 · 7:44
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Why Your Brain Treats a Flat Rate as an All-You-Can-Eat Buffet

Jul 23, 2026 · 9:55
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Why Your Brain Treats a Waiting Period as a Buying Signal

Jul 22, 2026 · 11:07
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Why Your Brain Treats a Free Trial as a Sunk Cost

Jul 22, 2026 · 5:32
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Why Your Brain Treats a Price Match as a Challenge

Jul 21, 2026 · 7:10
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 21, 2026 · 6:52
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Why Your Brain Treats a Cash Gift Differently Than a Gift Card

Jul 20, 2026 · 7:27
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Why Your Brain Treats a Cheap Price as a Dangerous Signal

Jul 20, 2026 · 9:38
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Why Your Brain Treats a Discount as a Loss

Jul 19, 2026 · 8:09
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Why You Trust a Recommendation More When It Costs Money

Jul 19, 2026 · 7:58
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Why Your Brain Treats a Guarantee as a Decision Shortcut

Jul 18, 2026 · 9:47
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Why Your Brain Treats a Default Option as a Decision Already Made

Jul 18, 2026 · 8:10
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Why Your Brain Treats a Price Tag as a Memory Anchor

Jul 17, 2026 · 8:23
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 17, 2026 · 4:46
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The Endowment Effect Why You Overvalue What You Already Own

Jul 16, 2026 · 8:15
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Why Your Brain Treats a Free Sample as a Favor Owed

Jul 16, 2026 · 7:33
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Why Your Brain Treats an Auction as a Gamble

Jul 15, 2026 · 8:49
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Why Your Brain Treats a Windfall as Play Money

Jul 15, 2026 · 7:42
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Why Your Brain Treats Poverty as a Cognitive Tax

Jul 14, 2026 · 11:05
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Why Your Brain Treats a Budget Cap as a Target to Hit

Jul 14, 2026 · 5:46
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Why Your Brain Treats a Frequent Flyer Mile as Real Money

Jul 13, 2026 · 7:17
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Why Your Brain Treats a Rebate as a Windfall

Jul 13, 2026 · 7:36
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Why Your Brain Treats a Price Increase as a Quality Signal

Jul 12, 2026 · 7:59
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Why Your Brain Treats a Round Number as a Trust Signal

Jul 12, 2026 · 10:54
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Why Your Brain Treats a Surcharge as Theft But a Fee as Fair

Jul 11, 2026 · 8:43
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Why Your Brain Treats a Rent Payment as a Moral Choice

Jul 11, 2026 · 8:41
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 10, 2026 · 7:26
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Why Your Brain Treats a Loyalty Card as a Free Pass to Overpay

Jul 10, 2026 · 10:21
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Why Your Brain Treats a Price Match as a Fairness Signal

Jul 9, 2026 · 11:10
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Why Your Brain Treats a Discount as a Reward

Jul 9, 2026 · 8:28
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Why Your Brain Treats a Free Trial as a Debt You Owe

Jul 8, 2026 · 9:31
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Why Your Brain Treats Spending as a Social Signal

Jul 8, 2026 · 9:05
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 7, 2026 · 5:03
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Why Your Brain Treats Money as a Mental Account

Jul 7, 2026 · 8:44
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Why Your Brain Treats a Subscription as a Sunk Cost Trap

Jul 6, 2026 · 7:02
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Why You Spend More When You Touch the Product

Jul 6, 2026 · 6:48
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Why You Spend More When You Feel Time Pressure

Jul 5, 2026 · 8:04
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Why You Buy More When You Touch the Product

Jul 5, 2026 · 7:37
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Why Your Brain Treats a Sale as a Loss Aversion Trap

Jul 4, 2026 · 8:32
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Why Your Brain Treats a Flat Fee as a License to Consume

Jul 4, 2026 · 8:48
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Why Your Brain Treats a Price Anchor as a Bargain

Jul 3, 2026 · 8:10
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Why Your Brain Treats Cashback as Income Not a Discount

Jul 3, 2026 · 7:33
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Why Your Brain Treats a Price Match as a Trap

Jul 2, 2026 · 7:48
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How Your Brain Treats Monthly Subscriptions as a Fixed Cost

Jul 2, 2026 · 7:00
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Why Your Brain Treats a Debit Card as a Withdrawal With Fee

Jul 1, 2026 · 7:05
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Why You Feel Richer With a Higher Credit Limit

Jul 1, 2026 · 7:28
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How Your Brain Spends More When You Are Tired

Jun 30, 2026 · 6:23
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Why Your Brain Treats Free Shipping as a Discount

Jun 30, 2026 · 8:39
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Why Your Brain Treats Windfall Gains Differently Than Earned Income

Jun 29, 2026 · 9:05
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How Your Brain Overpays for Certainty

Jun 29, 2026 · 7:08
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How Precommitment Contracts Beat Your Impulse Spending

Jun 28, 2026 · 8:47
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How Your Brain Treats Cashback as a Reward

Jun 28, 2026 · 8:04
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Why Your Brain Treats Loyalty Points as Fake Money

Jun 27, 2026 · 10:30
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The Pain of Paying Why Spending Feels Physically Unpleasant

Jun 27, 2026 · 6:11
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Why You Pay More for the Same Item at a Different Store

Jun 26, 2026 · 8:44
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Why You Feel Cash Differently Than Credit

Jun 26, 2026 · 7:27
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Why Your Brain Treats a Receipt as a Loss

Jun 25, 2026 · 9:33
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Why Your Brain Treats a Refund as a Loss

Jun 25, 2026 · 8:02
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Why Your Brain Treats Gift Cards as Free Money

Jun 24, 2026 · 6:26
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Why Your Brain Treats a Subscription as a Sunk Cost

Jun 24, 2026 · 8:04
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The Compromise Effect Why We Pick the Middle Option

Jun 23, 2026 · 7:55
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The Decoy Effect How a Third Option Tricks Your Brain

Jun 23, 2026 · 8:06
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How Your Brain Makes You Overpay for Fairness

Jun 22, 2026 · 8:29
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The Scarcity Trap How Deadlines Hijack Your Spending

Jun 22, 2026 · 8:13
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Why Your Brain Loves a One-Day Sale More Than a Permanent Discount

Jun 21, 2026 · 9:58
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How One Number Creates a Self-Fulfilling Prediction

Jun 21, 2026 · 8:39
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Why Your Brain Overweights Small Probabilities

Jun 20, 2026 · 8:48
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How Social Proof Decides What You Buy

Jun 20, 2026 · 9:06
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The Ikea Effect Why You Love What You Build

Jun 19, 2026 · 8:50
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Why You Overvalue What You Already Own

Jun 19, 2026 · 9:41
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Why Your Brain Treats a Discount as a Gain

Jun 18, 2026 · 8:09
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The Spotlight Effect How We Overestimate How Much Others Notice Us

Jun 18, 2026 · 4:53
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The Anchoring Effect How a First Number Hijacks Your Brain

Jun 17, 2026 · 11:39
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The Default Effect Why You Stay With What You Chose First

Jun 17, 2026 · 8:00
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Why Your Brain Treats Windfall Gains as Found Money

Jun 16, 2026 · 6:12
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Why Your Brain Treats Free Shipping as a Reward

Jun 16, 2026 · 5:42
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The Pain of Paying Why We Hate Losing Money More Than We Love Gaining It

Jun 15, 2026 · 7:34
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Why Your Brain Defaults to the Middle Option

Jun 15, 2026 · 5:10
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Why Your Brain Treats a 5-Dollar Coffee as a Routine Expense

Jun 14, 2026 · 5:20
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The Endowment Effect and Orson Welles as Proof

Jun 14, 2026 · 8:12
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Why Your Brain Treats Cash as Different from Card

Jun 13, 2026 · 7:23
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Why Your Brain Defaults to the Familiar Brand

Jun 13, 2026 · 9:52
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Why Your Brain Treats Credit Card Spending as Painless

Jun 12, 2026 · 9:37
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Why Your Brain Splurges on Luxury When You Feel Broke

Jun 12, 2026 · 7:49
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The Decoy Effect How a Third Option Changes Your Choice

Jun 12, 2026 · 6:09
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The Framing Effect Why Context Changes Your Choice

Jun 11, 2026 · 8:04
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Why Your Brain Mistakes Scarcity for Value

Jun 11, 2026 · 8:36
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Why Your Brain Defaults to the Cheapest Option

Jun 10, 2026 · 8:06
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Why Your Brain Wants to Finish What It Started

Jun 10, 2026 · 8:33
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Why Your Brain Treats Sunk Costs as Non-Negotiable

Jun 9, 2026 · 6:29
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Why Your Brain Treats Money as Monopoly Cash

Jun 9, 2026 · 6:28
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The IKEA Effect Why Your Own Work Feels More Valuable

Jun 8, 2026 · 6:22
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How a 99-Cent Price Taps Your Left Brain

Jun 8, 2026 · 7:06
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How a One-Dollar Auction Traps Rational People

Jun 7, 2026 · 7:38
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Why Your Brain Defaults to the Default Option

Jun 7, 2026 · 6:26
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Why Your Brain Saves Money in Separate Mental Accounts

Jun 6, 2026 · 8:39
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Why Your Brain Treats Free Shipping as a Reward

Jun 6, 2026 · 4:34
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Why Your Brain Treats Free as Irresistible

Jun 5, 2026 · 7:12
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Why Your Brain Hates Losing a Penny More Than Finding a Dollar

Jun 5, 2026 · 8:22
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The Anchoring Effect How the First Number Hijacks Your Wallet

Jun 4, 2026 · 9:16
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Why a Free Trial Makes You More Likely to Pay

Jun 4, 2026 · 8:45
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Why We Pay More for a Story Than a Product

Jun 3, 2026 · 7:05
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The Endowment Effect Why You Overvalue What You Own

Jun 3, 2026 · 6:39
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Why You Keep Paying for Things You Never Use

Jun 2, 2026 · 7:54
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Why We Spend More With Cards Than Cash

Jun 2, 2026 · 6:41
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Why Your Brain Defaults to the Default Option

Jun 1, 2026 · 6:59
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Why Your Brain Compares You to a Stock Photo

Jun 1, 2026 · 8:30
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Why Your Brain Trusts a Familiar Voice Over the Data

May 31, 2026 · 7:19
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The Diderot Effect How One Purchase Leads to More

May 31, 2026 · 7:31
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The Pratfall Effect Why Flaws Make Brands More Likable

May 30, 2026 · 9:39
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The Halo Effect How One Good Trait Colors Everything

May 30, 2026 · 6:52
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Why Your Brain Trusts a Familiar Voice Over the Data

May 29, 2026 · 7:49
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Why You Overestimate How Much You Know the Availability Bias

May 29, 2026 · 7:31
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Why Your Brain Chooses Not to Choose

May 28, 2026 · 9:07
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Why You Feel Poorer Than Your Friends

May 28, 2026 · 7:56
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The Spotlight Effect Why Everyone Is Not Watching You

May 27, 2026 · 8:19
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The Ikea Effect Why You Value What You Build

May 27, 2026 · 8:09
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Why Your Brain Loves a Loss More Than a Gain

May 26, 2026 · 6:54
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Social Proof Why We Follow the Crowd

May 26, 2026 · 8:35
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Hyperbolic Discounting Why You Choose Now Over Later

May 25, 2026 · 5:42
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Why You Think You Can Predict the Future

May 25, 2026 · 7:42
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Why Your Brain Anchors on Irrelevant Numbers

May 24, 2026 · 9:46
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The Framing Effect: How You Decide Based on How It’s Said

May 24, 2026 · 6:45
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The Sunk Cost Fallacy in Your Workout and Wallet

May 23, 2026 · 7:52
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Why Your Brain Defaults to the Status Quo

May 23, 2026 · 8:53
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The Endowment Effect Why We Overvalue What We Own

May 22, 2026 · 6:45
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Why You Regret Buying the Medium Popcorn

May 22, 2026 · 7:10
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Why Free Shipping Feels Unfair the Zero Price Effect

May 21, 2026 · 9:08
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Why You Pay More for Less the Decoy Effect

May 21, 2026 · 10:41
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The Hundred-Dollar IKEA Billy Bookcase and Your Brain

May 19, 2026 · 8:35
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