Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies podcast cover
Fexingo Business & Technology

Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies

Lucas and Luna dissect the forces reshaping how money moves — from the plumbing of real-time payments to the regulatory battles over open banking. Each episode focuses on a single company, regulation, or technology: the rise of embedded finance at Stripe, the transformation of Fiserv's core processing, or the SEC's latest stance on crypto custody. Lucas brings the numbers — market caps, fee structures, adoption curves — while Luna pushes on strategic trade-offs: incumbents versus neobanks, the cost of compliance, the gamble on decentralized ledgers. No hype, no jargon salads. Just the two of them walking through what actually works, what doesn't, and why. This show is for product managers, fintech analysts, payments ops leads, and anyone who needs to understand the financial software stack without the sales pitch. By the end of each conversation, you'll know the key metric that matters, the biggest risk nobody's talking about, and the one question you should ask your vendor.

#Fintech#Payments#Banking#FinancialSoftware#OpenBanking#EmbeddedFinance#RealTimePayments#Neobanks#DigitalPayments#CoreBanking#RegTech#Stripe#Fiserv#SEC#BusinessPodcast#Finance#FexingoBusiness#Business

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Episodes

143 episodes

How Real-Time Data Powers Dynamic Freight Insurance

Aug 1, 2026 · 6:25
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How Fintechs Use Real-Time Transaction Data for Fraud Prevention

Jul 30, 2026 · 5:43
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How Fintechs Use Mobile Phone Data for Credit Scoring in Emerging Markets

Jul 30, 2026 · 9:28
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How Real-Time ESG Data Drives Dynamic Green Lending

Jul 29, 2026 · 7:27
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How Fintechs Use Rental Payment Data for Mortgage Underwriting

Jul 29, 2026 · 7:18
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How Fintechs Use Social Media Data for Credit Scoring

Jul 28, 2026 · 9:34
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How Real-Time Procurement Data Powers Dynamic Supply Chain Finance

Jul 28, 2026 · 11:51
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How Fintechs Use Real-Time Healthcare Data for Instant Patient Financing

Jul 27, 2026 · 8:09
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How Fintechs Use Real-Time Identity Data for Instant Account Opening

Jul 27, 2026 · 5:19
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How E-Commerce Data Powers Merchant Cash Advances

Jul 26, 2026 · 6:30
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How Real-Time Education Data Unlocks Student Loans

Jul 26, 2026 · 9:12
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How Fintechs Use Real-Time Gig Worker Data for Dynamic Credit

Jul 25, 2026 · 9:19
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How Fintechs Use Real-Time Vehicle Data for Dynamic Insurance

Jul 24, 2026 · 12:31
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How Real-Time Weather Data Powers Dynamic Insurance Pricing

Jul 23, 2026 · 10:13
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How Fintechs Use Real-Time Energy Data for Dynamic Pricing

Jul 23, 2026 · 11:36
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How Fintechs Use Real-Time Inventory Data for Dynamic Business Credit

Jul 22, 2026 · 9:46
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How Real-Time Utility Data Powers Instant Insurance Claims

Jul 22, 2026 · 7:46
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How Fintechs Use Real-Time Freight Data for Dynamic Invoice Discounting

Jul 21, 2026 · 7:44
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How Fintechs Use Real-Time Shipping Data for Dynamic Invoice Factoring

Jul 21, 2026 · 11:04
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How Fintechs Use Real-Time Payroll Data for Instant Earned Wage Access

Jul 20, 2026 · 10:19
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How Fintechs Use Real-Time Subscription Data for Dynamic Underwriting

Jul 20, 2026 · 6:57
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How Fintechs Use Real-Time Shopping Cart Data for Dynamic Credit

Jul 19, 2026 · 11:13
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How Fintechs Use Real-Time Housing Data for Dynamic Rent-to-Own Underwriting

Jul 19, 2026 · 9:09
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How Fintechs Use Real-Time Tax Payment Data for Dynamic Business Lending

Jul 18, 2026 · 8:43
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Fintechs Use Real-Time Cash Flow Data for SMB Lending

Jul 18, 2026 · 11:27
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How Fintechs Use Real-Time Bank Account Data for Instant Mortgage Pre-Approval

Jul 17, 2026 · 10:03
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Why Payment Rails Are the Next Big Fintech Battleground

Jul 17, 2026 · 7:21
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How Fintechs Use Real-Time Supply Chain Data for Dynamic Trade Finance

Jul 16, 2026 · 8:38
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How Fintechs Use Real-Time Rent Data for Dynamic Lease Underwriting

Jul 16, 2026 · 10:26
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How Fintechs Use Real-Time Sales Data for Dynamic Supplier Payments

Jul 15, 2026 · 10:36
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How Fintechs Use Real-Time Insurance Data for Lending

Jul 15, 2026 · 6:37
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How Fintechs Use Real-Time Travel Data for Dynamic Card Offers

Jul 14, 2026 · 13:47
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How Fintechs Use Real-Time Payroll Data for Employee Benefit Optimization

Jul 14, 2026 · 8:42
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How Fintechs Use Real-Time Dividend Data for Dynamic Portfolio Lending

Jul 13, 2026 · 9:17
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How Fintechs Use Real-Time Utility Payment Data for Credit Scoring

Jul 13, 2026 · 11:15
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How Fintechs Use Real-Time Open Banking Data for Dynamic Credit Card Limits

Jul 12, 2026 · 10:08
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How Fintechs Use Real-Time Payment Data for Dynamic Underwriting

Jul 12, 2026 · 7:50
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How Fintechs Use Real-Time Sales Data for Dynamic Inventory Financing

Jul 11, 2026 · 9:11
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How Fintechs Use Real-Time Data for Dynamic Invoice Discounting

Jul 11, 2026 · 8:15
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How Fintechs Use Real-Time POS Data for Inventory Financing

Jul 10, 2026 · 12:19
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How Fintechs Use Real-Time Transaction Data for Dynamic Credit Limits

Jul 10, 2026 · 7:53
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How Fintechs Use Real-Time Expense Data for Corporate Card Limits

Jul 9, 2026 · 6:53
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How Fintechs Use Wearable Payment Data for Credit Scoring

Jul 9, 2026 · 12:10
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How Fintechs Use Real-Time Merchant Data for Dynamic Pricing

Jul 8, 2026 · 10:43
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How Fintechs Use AI for Real-Time Property Valuation

Jul 8, 2026 · 5:59
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How Fintechs Use AI for Real-Time Rent-to-Own Financing

Jul 7, 2026 · 8:43
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How Open Banking Is Reshaping Small Business Lending

Jul 7, 2026 · 10:47
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How Fintechs Use Real-Time Bank Data for SMB Lending

Jul 6, 2026 · 8:36
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How Fintechs Use Real-Time Payroll Data for Lending

Jul 6, 2026 · 6:36
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How Fintechs Use AI for Real-Time Subscription Management

Jul 5, 2026 · 8:11
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How Fintechs Are Using AI for Real-Time Rent Reporting

Jul 5, 2026 · 11:02
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How Fintechs Use AI for Real-Time Purchase APR Optimization

Jul 4, 2026 · 9:34
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How Fintechs Use AI for Real-Time Rent Reporting

Jul 4, 2026 · 9:59
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How Fintechs Use Real-Time Data to Personalize Insurance Premiums

Jul 3, 2026 · 10:33
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How Fintechs Use Machine Learning for Personalized Wealth Management

Jul 3, 2026 · 9:14
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How Fintechs Use AI for Real-Time Treasury Management

Jul 2, 2026 · 12:43
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How Fintechs Use AI for Real-Time Identity Verification

Jul 2, 2026 · 7:10
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How Fintechs Use AI for Real-Time Expense Fraud Detection

Jul 1, 2026 · 7:56
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How Fintechs Use AI for Credit Card Transaction Categorization

Jul 1, 2026 · 10:24
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How Fintechs Are Using AI for Real-Time Merchant Cash Advance Underwriting

Jun 30, 2026 · 8:52
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How Fintechs Use AI for Real-Time Insurance Claims Triage

Jun 30, 2026 · 7:35
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How Fintechs Use AI for Real-Time Supply Chain Financing

Jun 29, 2026 · 9:57
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How Fintechs Use AI for Personalized Health Savings

Jun 29, 2026 · 9:20
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How Fintechs Use AI for Real-Time Invoice Discounting

Jun 28, 2026 · 8:47
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How Fintechs Use AI for Real-Time Payment Routing Optimization

Jun 28, 2026 · 8:06
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How Fintechs Use AI for Real-Time Fraud Scoring at the POS

Jun 27, 2026 · 9:07
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How Fintechs Are Using Embedded Insurance for Gig Workers

Jun 27, 2026 · 7:08
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How Fintechs Are Using AI for Real-Time Credit Limit Adjustments

Jun 26, 2026 · 9:20
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How Fintechs Use AI for Real-Time Cross-Border Payment Routing

Jun 26, 2026 · 10:20
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How Fintechs Are Using Open Banking for Small Business Lending

Jun 25, 2026 · 8:35
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How Fintechs Use Stored Value for Embedded Loyalty

Jun 25, 2026 · 11:50
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How Fintechs Use AI for Automated Invoice Factoring

Jun 24, 2026 · 10:39
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How Fintechs Are Using BNPL for B2B Procurement

Jun 24, 2026 · 14:58
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How Fintechs Use AI for Real-Time Lending Decisions

Jun 23, 2026 · 7:56
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How Fintechs Use AI to Predict Credit Card Churn

Jun 23, 2026 · 10:34
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How Fintechs Use AI for Hyper-Personalized Savings Goals

Jun 22, 2026 · 6:47
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How Fintechs Use AI to Detect Fake Reviews and Social Proof Fraud

Jun 22, 2026 · 10:40
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How Fintechs Are Using Crypto for Cross-Border Payroll

Jun 21, 2026 · 8:05
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How Fintechs Use Real-Time Bill Payments for Cash Flow Management

Jun 21, 2026 · 12:21
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How Fintechs Use AI to Detect and Prevent Synthetic Identity Fraud

Jun 20, 2026 · 9:48
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How Fintechs Are Using AI for Real-Time Accounting Reconciliation

Jun 20, 2026 · 6:45
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How Fintechs Use Generative AI for Personalized Financial Advice

Jun 19, 2026 · 9:33
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How Fintechs Use AI to Automate Expense Report Auditing

Jun 19, 2026 · 11:16
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How Fintechs Are Using Tokenized Real Estate for Crowdfunding

Jun 18, 2026 · 6:02
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How Fintechs Use Variable Recurring Payments for B2B

Jun 18, 2026 · 13:31
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How Fintechs Use Voice Cloning for Customer Service

Jun 17, 2026 · 12:21
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How Fintechs Use AI to Price Insurance in Real Time

Jun 17, 2026 · 10:06
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How Fintechs Use Geofencing for Context-Aware Payments

Jun 16, 2026 · 11:45
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How Fintechs Are Using Digital Twins for Fraud Detection

Jun 16, 2026 · 12:15
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How Fintechs Use AI to Personalize Credit Card Rewards

Jun 15, 2026 · 11:25
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How Fintechs Use Open Banking for Subscription Management

Jun 15, 2026 · 9:31
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How Fintech Is Using AI for Small Business Tax Preparation

Jun 14, 2026 · 7:21
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How Fintechs Use AI to Detect Identity Fraud at Onboarding

Jun 14, 2026 · 9:13
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How Fintech Is Using AI for Multilingual Customer Support

Jun 13, 2026 · 9:20
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How Fintech Is Using Satellite Data for Agricultural Lending

Jun 13, 2026 · 10:51
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How Fintech Is Using AI to Automate Small Business Collections

Jun 12, 2026 · 9:56
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How Fintech Is Using Satellite Imagery for Loan Underwriting

Jun 12, 2026 · 8:24
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How Fintechs Are Using Embedded Insurance to Boost Revenue

Jun 12, 2026 · 9:54
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How Fintechs Use Real-Time Payroll Data for Instant Lending

Jun 11, 2026 · 10:05
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How Fintech Is Using Biometric Wearables for Payments

Jun 11, 2026 · 12:48
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How Fintechs Are Using Biometric Wearables for Payments

Jun 10, 2026 · 10:06
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How Fintechs Are Using Open Finance for Gig Economy Payroll

Jun 10, 2026 · 7:48
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How Fintechs Are Using Blockchain for Trade Finance in 2026

Jun 9, 2026 · 7:33
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How Fintech Is Gamifying Financial Literacy for Gen Z

Jun 9, 2026 · 8:51
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How Fintech Is Using AI to Detect Mule Accounts in Real Time

Jun 8, 2026 · 9:07
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How Fintech Is Using Voice AI for Customer Authentication

Jun 8, 2026 · 6:53
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How Fintech Is Automating Invoice Factoring for Small Businesses

Jun 7, 2026 · 12:02
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How Fintechs Are Using Payment Rails to Displace Traditional Wire Transfers

Jun 7, 2026 · 8:29
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Why Neobanks Are Buying Their Own Core Banking Software

Jun 6, 2026 · 8:21
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How Fintech Is Using Voice Biometrics for Fraud Prevention

Jun 6, 2026 · 7:01
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How Buy Now Pay Later Is Reshaping BNPL in 2026

Jun 5, 2026 · 12:19
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How Fintech Is Using Climate Risk Data for Lending

Jun 5, 2026 · 11:04
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How Fintech Is Using Open Banking for Subscription Management

Jun 4, 2026 · 9:16
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How Fintech Is Using Alternative Data for Mortgage Lending

Jun 4, 2026 · 10:23
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How Plaid Is Unbundling the Consumer Bank Account

Jun 3, 2026 · 8:55
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How Fintech Is Using Tokenization to Secure Payments

Jun 3, 2026 · 11:25
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Why Fintech Is Betting on Stablecoins for Cross-Border Payments

Jun 2, 2026 · 13:59
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How Fintechs Are Using Payment Data for SMB Credit Scoring

Jun 2, 2026 · 10:19
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How Embedded Finance Is Remaking Insurance Distribution

Jun 1, 2026 · 9:51
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How Fintech Is Using Generative AI for Personalized Financial Advice

Jun 1, 2026 · 8:56
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How Stripe Is Winning the Embedded Finance Race

May 31, 2026 · 11:54
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How Fintech Is Using Biometrics to Replace Passwords

May 31, 2026 · 14:20
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How Fintech Is Automating Business Expense Management in 2026

May 30, 2026 · 8:42
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How Fintech Is Using Behavioral Data for Lending Decisions

May 30, 2026 · 8:35
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How Fintech Is Rebuilding Credit Scoring From Scratch

May 29, 2026 · 8:40
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Why AI is Reshaping Underwriting in Commercial Insurance

May 29, 2026 · 11:01
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Why Digital Banking License Race Is Reshaping Fintech in 2026

May 28, 2026 · 8:14
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How Fintech Is Solving the Small Business Lending Gap

May 28, 2026 · 8:55
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How the FedNow Instant Payment System Is Reshaping Banking

May 27, 2026 · 10:07
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How Ripple Is Quietly Winning Bank Settlement Payments

May 27, 2026 · 13:47
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How Revolut Used Gamification to Win Retail Banking

May 26, 2026 · 7:13
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How B2B Buy Now Pay Later Is Reshaping Business Payments

May 26, 2026 · 7:57
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How Square and Toast Won Restaurant Payments

May 25, 2026 · 11:16
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How Open Banking Transformed Consumer Lending in 2026

May 25, 2026 · 10:10
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How Adyen Quietly Built the Enterprise Payments Backbone

May 24, 2026 · 10:01
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How Chime Built a Banking Loyalty Loop Without Branches or Credit

May 24, 2026 · 9:12
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How Affirm and Klarna Changed Consumer Credit in 2026

May 23, 2026 · 8:42
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How Plaid Became the Operating System for Fintech in 2026

May 23, 2026 · 8:40
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How PayPal Became a Super App in 2026

May 22, 2026 · 11:19
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The Neobank Profitability Puzzle Solved by Nubank

May 22, 2026 · 9:41
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How Wise Remade Cross-Border Payments

May 21, 2026 · 7:40
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The Embedded Finance Revolution in 2026

May 21, 2026 · 9:34
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Stripe 150 Billion Dollar Payment Vision

May 19, 2026 · 7:11
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